# HDFC current account reactivation

Request received from the HDFC relationship manager on 2026-08-19. Both directors must complete company KYC and sign the bank forms in person. Carry the company seal.

## Document status

| Required item | Munseo status | Action |
| --- | --- | --- |
| Company PAN | Partial | MCA incorporation email records the PAN, but no PAN card/e-PAN copy is filed. Download an e-PAN/reprint from the Income Tax/Protean/UTIITSL service, or request the original from the incorporation professional. Save as `company-pan.pdf`. |
| Certificate of Incorporation | Missing | Sign in to MCA V3 with the existing business-user email and obtain the COI, or request it from IndiaFilings/CA who incorporated the company. Save as `certificate-of-incorporation.pdf`. |
| Latest list of directors on company letterhead | Draft ready | Verify current MCA master data and DINs, print [`latest-list-of-directors-template.md`](latest-list-of-directors-template.md) on letterhead, date it, sign, and stamp it. |
| Address proof in company name | Missing | Ask HDFC which current proof it accepts. Best candidates: company HDFC statement/profile with address, GST registration certificate, recent utility bill, or current lease/rent agreement in company name with owner NOC. The personal 2016 rent agreement is not sufficient. |
| Vikas PAN | Available | Use the Dropbox copy; print clearly and self-attest if HDFC asks. |
| Vikas Aadhaar | Available | Use the Dropbox copy; confirm it is current and self-attest if HDFC asks. |
| Saurabh PAN | Partial | PAN details appear in an old DIR-2 draft, but no standalone PAN copy is filed. Obtain a fresh self-attested copy from Saurabh. |
| Saurabh Aadhaar | Missing | Obtain a fresh self-attested copy from Saurabh. |

## Already available

- Vikas PAN: [`../../../../personal/vikas-kumar-singh/source-documents/dropbox-personnel-documents/PAN card attested.pdf`](../../../../personal/vikas-kumar-singh/source-documents/dropbox-personnel-documents/PAN%20card%20attested.pdf)
- Vikas Aadhaar: [`../../../../personal/vikas-kumar-singh/source-documents/dropbox-personnel-documents/AadhaarCard.pdf`](../../../../personal/vikas-kumar-singh/source-documents/dropbox-personnel-documents/AadhaarCard.pdf)
- Incorporation approval evidence: [`../../records/2018-11-12-mca-incorporation-approval.md`](../../records/2018-11-12-mca-incorporation-approval.md)
- Signed 2018 company-document bundle: [`../../source-documents/incorporation/2018-10-29-uxie-document-bundle.pdf`](../../source-documents/incorporation/2018-10-29-uxie-document-bundle.pdf)

## Before meeting the RM

1. Email all final PDFs to the RM for pre-check.
2. Print originals/copies exactly as she confirms.
3. Vikas and Saurabh self-attest their PAN/Aadhaar copies.
4. Both directors attend with originals for verification.
5. Carry the company seal and sign the bank's reactivation/KYC forms.

MCA login evidence exists in Gmail for `sakivksg@gmail.com`: login OTPs were received in 2022-2023, and business-user registration verification was attempted in January 2026. No password is stored in Munseo; use MCA password recovery if needed.